Employer Fundamentals: Understanding Employment Law
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Employer Fundamentals: Understanding Employment Law

As a business owner, keeping informed about the finer points of employment law is important. If you're getting ready to hire your first employees, you need to be sure that you understand exactly what you can and cannot do. Don't risk getting yourself into legal trouble by asking the wrong question at the interview or making an off-hand comment that's considered legally unacceptable. I created this site to give you the basics of employment law expectations. I hope that the information here helps you to understand what you should and shouldn't do as you're interviewing and hiring your first staff members.

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Employer Fundamentals: Understanding Employment Law

What Should You Do If You Get In An Accident With An Uninsured Driver?

Irene Robertson

Getting into a car accident can be a nightmare as it is, and things can seem a whole lot worse if you find out that the other driver does not have car insurance. You could be wondering who is going to cover your vehicle damage, medical bills and more, but you should know that you do have options. These are some of the steps that you should take if you get into an accident with an uninsured driver.

Contact Your Insurance Company

First of all, you will need to contact your insurance agent. You probably have coverage against uninsured motorists, which is designed for situations like this. Basically, your insurance company will help you out by covering your car repairs, paying your medical bills and otherwise taking care of you after your accident, much like the other driver's insurance company would have done. Then, the insurance company takes its own steps to recover its money, which you won't be responsible for. You can also use this coverage if you get into an accident with a driver who does have insurance but is underinsured, or does not have enough insurance coverage to pay for the costs of the accident. This can happen if you end up with really high medical bills or if you have a valuable vehicle that might not be fully covered under the other driver's insurance policy. 

Hire a Car Accident Attorney

Another step that you should consider taking is hiring a car accident attorney. This is always a good idea if you are hurt in a car accident, but it's especially important if you are involved in an accident with a driver who does not have insurance. Your car accident attorney (click here for more information) can advise you on the steps to take and can assist you in filing a lawsuit against the other driver, which can help you recover some of the funds that you are owed. Your lawyer can also give you advice about handling things with your own insurance company and anything else related to your accident, so he or she can be a powerful and helpful ally during this tough and trying time.  

Getting into a car accident is never an ideal situation, but things can be made a whole lot worse if you are involved in an accident with a driver who does not have car insurance. Luckily, taking the right steps after your accident can help make things better.


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