As a business owner, keeping informed about the finer points of employment law is important. If you're getting ready to hire your first employees, you need to be sure that you understand exactly what you can and cannot do. Don't risk getting yourself into legal trouble by asking the wrong question at the interview or making an off-hand comment that's considered legally unacceptable. I created this site to give you the basics of employment law expectations. I hope that the information here helps you to understand what you should and shouldn't do as you're interviewing and hiring your first staff members.
Being able to work at your job is never guaranteed, but the Social Security Administration (SSA) does have a program when things go wrong. If you have a qualifying medical condition, you may be approved for benefits from the SSA program called Social Security Disability Income (SSDI), and a little prep work beforehand might mean a more satisfactory application and approval process. Read on to learn more about social security insurance services.
Determine how long you've been unable to work
You may have continued working once you began to get sick, but the SSA is interested in the amount of time that the medical condition has since made you stop working. Not only does that date stand as a "look back" for determining things like your back pay, but there is also a time requirement for getting approved. You must have been out of work because of your condition for at least a year, or you expect to be out of a job for at least a year because of it. In other words, your medical condition is not one that you expect to improve in the future.
Find out if you have worked enough to qualify
The particular program that is aimed at people who've worked in the past has some requirements based on your work history. The SSA uses a form of counting your work time and the amount of money you've made called work credits. If you have not worked enough to qualify for disability benefits, then you would be better off applying to the other SSA program, SSI (Social Security Income). SSI is meant for those who have few assets and very low incomes. You can check your ability to qualify for SSDI by creating an account online.
Gather proof of your medical condition
Deciding not to go to the doctor and get treated for your condition might not be a good idea at this time. The SSA will need to have proof that you have been in medical treatment and that you are continuing that treatment throughout the application and approval process. Applicants who cannot work at their job may be hard-pressed to pay for expensive medical treatment, and this is where a Social Security attorney comes in. Among other things, your attorney will assist you in getting the treatment you need that will prove your medical condition using area community services.
Another reason to speak to an attorney is for help with the appeals process. While frustration with the system is understandable, you have an opportunity to appeal the adverse ruling with the help of a lawyer, so seek help today.